Be Prepared Before Attempting to Ask FEMA for Assistance.
The first thing you should do if you need FEMA assistances is contact the 1-800-621-FEMA number to begin getting into the system and registering. Or you can also go online and register at www.disasterassistance.gov. Typically, all applicants must be prepared to present their information, like their Social Security number, the address of the damaged home or apartment. You will need to provide a description of the damage and will typically be asked about levels of insurance information. When it comes to getting individual assistance from FEMA, a lot of it is based on you amount of insurance coverage.
Things you should do after a disaster: It’s very important to document all property damage and when the damage occurred. Take pictures, make sure you keep receipts for any work you’ve had done, like temporary repairs. You also need to document what work has been done to reduce further damages. You’ll need a good contact phone number or mailing address because a lot of times it’s hard for FEMA to get back in touch with you after you’ve registered.
If FEMA determines you qualify for assistance, they are also going to be asking for bank account and routing numbers for direct deposit purposes.
Homeowners will also be asked to show proof of ownership, such as a tax bill, deed, mortgage payment receipt or insurance policy with the applicant’s name and the damaged property’s address on the documentation. Renters must show proof of occupancy, a lease, rent payment receipt, utility bill or another document confirming the location was their primary residence at the time of the disaster. Both homeowners and renters must provide a valid driver’s license or other photo identification.
The biggest mistake people make is making that first phone call and being unprepared. It can be frustrating but there are hoops to jump through to qualify for any individual assistance. FEMA cannot make you whole again, individual assistance is just a bridge to recovery.
